Personal Loan
Explore our easy personal loan application process, eligibility, and benefits of borrowing with Aventis Capital.
Why Choose Aventis Capital for Your Personal Loan Needs?
At Aventis Capital, we prioritize your financial needs with our streamlined loan process. Enjoy quick approvals, competitive rates, and the assurance of KPKT approval.
- Fully licensed and regulated by (KPKT)
- Credit Decision within 48 hours*
- Fast & Easy 4-Step Application
- Low 1.5% Interest Rate
Explore Our Easy and Clear Personal Loan Application Process
Experience a hassle-free loan application process designed for your convenience. With quick approvals and competitive rates, we make personal financing easy and accessible.
Who is Eligible for a Personal Loan with Aventis Capital Group?
To qualify for a personal loan with Aventis Capital Group, you must meet the following criteria:
Age Requirement
Applicants must be between 18 to 60 years old.
Income
A minimum gross income of RM1,000 per month is required.
Apply with Ease. Fast Loan Approval in 4
Simple Steps
At Aventis Capital, we provide personal loans easily and quickly
Required Documents for Loan
Application
To streamline the loan application process, please ensure that you have the necessary documents ready. The required documents vary based on your employment status.
For Salaried Employees
- Original Identification Card (NRIC)
- Latest three (3) months’ payslip
- Latest three (3) months’ bank statements
- Latest EPF or Tax
- Declaration Form (BE Form)
- Latest utility bill (water, electricity, etc.)
For Self-Employed Individuals
- Original Identification Card (NRIC)
- SSM Search
- Latest six (6) months’ bank statements
- Latest six (6) months’ invoices/payment vouchers
- Latest utility bill (water, electricity, etc)
FAQs
Find answers to your most common questions about our personal loan services.
Who is eligible for a loan?
The minimum loan amount available is RM1,000, with the maximum amount determined based on eligibility.
What is the loan amount offered?
The minimum loan amount available is RM1,000, with the maximum amount determined based on eligibility.
Are there any fees?
Aventis Capital offers a low-interest rate of just 1.5%. There are no hidden fees, making our loans affordable and transparent.
What are the minimum and maximum loan tenures?
The loan tenure ranges from a minimum of 12 months (1) year to a maximum of 36 months (3) years.
Is it possible to apply for a loan with Aventis Capital if my loan application was rejected by the bank?
Yes, you can still apply for a loan with Aventis Capital.
When will I receive the loan amount after signing the agreement?
The loan amount will be disbursed within three (3) days of signing the loan agreement.
Does Aventis Capital have any agents?
No, Aventis Capital does not work with any agents, as per the Malaysian Moneylenders Act 1951.
What should I do if I become a victim of a scam?
If you are scammed, immediately contact us and provide the details. Also, lodge a police report and cease communication with the scammer.
Does Aventis Capital accept cash payments over the counter?
No, we do not accept cash payments over the counter. Payments can be made through online auto debit, direct debit, or cash deposit machines.
How can I learn more about Aventis Capital?
For more information, visit our website at https://www.aventiscapital.com.my
Can I apply for a loan if I work as a freelancer?
No, you must have been employed with your current company for at least three (3) months or hold an SSM certificate for more than six (6) months.
Can I apply for a loan if I am under the AKPK (Credit Management Program)?
Yes, you can still apply. We have internal guidelines for cases under AKPK.
How long does the loan application process take?
The loan approval process typically takes between three (3) to five (5) working days, provided that all necessary documents are complete. Verification may involve contacting your employer or emergency contact, and processing times may vary.
How will I know if my loan application has been approved or declined?
You will be notified via SMS and/or phone call regardless of whether your application is successful or not.
What payment methods are available for loan repayment?
Aventis Capital offers three payment methods: online auto debit, direct debit, and cash deposit machines.
How can I verify if my payment has been received?
You will receive a notification via SMS confirming the receipt of your payment.
Can I settle my loan early?
Early settlement is possible only after six (6) months from the loan approval date. You must complete a Settlement Form, which is available at our office.
How can I make payments if I don’t have online banking?
If you do not have online banking, you can still make payments through cash deposit machines.
Still have questions?
Feel free to reach out to us! Our team is ready to assist you with any inquiries you may have about our loan products or the application process.
Are You Ready to Apply for a Loan?
Feel the experience of a fast and easy personal loan experience tailored just for you. Apply today and get approved!
